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Real Estate Reading Room [Author Profile]
William Bronchick
William Bronchick, CEO of Legalwiz Publications, is a Nationally-known attorney, author, entrepreneur and speaker. Mr. Bronchick has been practicing law and real estate since 1990, having been involved in over 700 transactions. He has trained countless people all over the Country to become financially successful.

William Bronchick has served as President of the Colorado Association of Real Estate Investors since 1996. He is admitted to practice law before the bars of New York and Colorado.

You may contact Mr. Bronchick for consultation by phone, fax, e-mail or correspondence at:

Bronchick & Associates, P.C.
2821 S. Parker Rd. Suite 405
Aurora, Colorado 80014
Tel 303-398-7032
Fax 303-671-0516
www.legalwiz.com

Articles by William Bronchick

"Big Brother" is Watching YOU! New (BAD) Legislation Coming Your Way
Well, it seems that with everything you do right, there's always someone else doing it wrong, do it badly, or doing it illegally. Enter Big Brother... the well-intentioned leglislator who wants to get re-elected by passing a law that protects the innocent from bad people or from their own stupidity.

"Illegal" Flipping & Lender Seasoning
There has been a lot of negative press and misinformation lately about double-closings. Many people have been indicted recently under what the press has labeled "Property Flipping Scams." Misinformed lenders, real estate agents and title companies will tell you that double-closings are now illegal. In fact, they are nothing of the sort.

Get That Property Out of Your Name!
Using Land Trusts for Privacy & Protection

There are over 80 million lawsuits filed every year in the United States. Landlords and real estate investors are especially susceptible to liability. Are you a target? Are your assets easy to locate? Is your real estate titled in your name?

Mortgage Broker vs. Mortgage Banker
Many consumers assume that “mortgage companies” are banks that lend their own money. In fact, a company that you deal with may be either a mortgage banker or a mortgage broker.

Personal Property Trusts
You are probably familiar with the concept of creating and using land trusts for privacy and protection of your real estate. However, what about your ownership of notes, mortgages, deeds of trust, leases and options that may appear on public record?  What about cars, boats, mobile homes and other items that are registered and recorded in public places?  Good news . . . there is a special trust just for that purpose!

Realtor Community Under Investigation by the Feds
Until recently, the only option a seller had to engage a real estate broker was to pay a fixed-rate commission. Well, not really... commission are not fixed by law, they are fixed by custom. Or, are they really fixed at all? That's the question the Justice Department is looking into.

The Basics of “Short Sales”
You will likely come across dozens of properties in foreclosure with little or no equity, that is, the seller owes at close to or more than the property is worth. In these situations, lenders are sometimes willing to accept less than the full amount due, commonly referred to a “short pay” or “short sale.”

The Bona Fide Purchaser
You get a deed from a seller in foreclosure. Before you can record the deed, the seller gives a second deed to your competitor. The competitor records his deed at the country first. Who wins?

The Mortgage Elimination "Scam"
You've seen the emails: "Legally eliminate your mortgage" Can this possibly be true? Well, I've read the claims and researched the law and here's what I came up with.

The WRONG Way to Invest in Real Estate
"Real estate fever" . . . it's hit the Country like a plague. Zillions of "newbies" are hitting the bandwagon, trying to make a profit where they lost in the stock market. I meet them all the time, and many are making big mistakes!

Understanding Loan Terms
When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered.

Understanding the Mortgage Loan Market
The mortgage business is a complicated and ever-changing industry. It is important that you understand how the mortgage market works and how the lenders make their profit. In doing so, you will gain an appreciation of loan programs and why certain loans are offered by certain lenders.

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