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Real Estate Reading Room [Home Buying]
Articles and Advice about Home Buying from Real Estate Reading Room


Best Rehabbing Tips to Stay on Budget
Buying an under-priced house that needs fixing up, and then doing the rehab and reselling it is a great way to make a profit in real estate investing business. While it all looks good at the outset, there are pitfalls along the way that can eat up your profits.

2 Most Common Problems Keeping You from Buying a Home
Today is probably the best time to buy a home in a lifetime, but there is a problem. You may be experiencing the frustration of talking to banks today, it seems like the lending standards and credit scores required to qualify change every day. Home prices are more affordable than they’ve been in decades and mortgage rates are at all time lows. Even if you were able to qualify 3 years ago, and even if your credit score has not changed, you may not be able to qualify today. There are 2 main reasons why people are not able to buy a home, but there is also hope and the American dream of home ownership might still be within your reach.

Top 7 Benefits of Home Ownership, Part 3
Would you like to know how you can make a quarter of a million dollars by sleeping? Well, keep reading. The last few years have been really difficult for the real estate market, and many people are wondering if now is really a good time to buy a home or not. Many other people want to buy a home, but are stuck in the rent trap because the banks continue to tighten their lending standards and shut people out who would have qualified only a few short years ago. This article will discuss the Top 7 benefits of owning a home versus renting. In Part 1, we saw that homeowners enjoy steady payments helping them fight against inflation and the wonderful tax savings we can have by being able to deduct the mortgage interest from our regular income. Then, in Part 2, we looked at the benefits of building equity. In Part 3, we’re going to put it all together and see the phenomenal difference the tax benefits and equity build up can make on your family wealth. So, now we are ready for benefit #5:



Top 7 Benefits of Home Ownership, Part 2
The last few years have been really difficult for the real estate market, and many people are wondering if now is really a good time to buy a home or not. Many other people want to buy a home, but are stuck in the rent trap because the banks continue to tighten their lending standards and shut people out who would have qualified only a few short years ago. This article will discuss the Top 7 benefits of owning a home versus renting. In Part 1, we saw that homeowners enjoy steady payments helping them fight against inflation and the wonderful tax savings we can have by being able to deduct the mortgage interest from our regular income. Now, we’re going to look at the benefits of building equity. We’re now ready for benefit #3.

Top 7 Benefits of Home Ownership, Part 1
The last few years have been really difficult for the real estate market, and many people are wondering if now is really a good time to buy a home or not. Many other people want to buy a home, but are stuck in the rent trap because the banks continue to tighten their lending standards and shut people out who would have qualified only a few short years ago. This article will discuss the Top 7 benefits of owning a home versus renting.

Power of Networking
Equinox Advantage believes in the power of a great sphere of Influence!

Things to Know About Your Credit
If you are faced with poor credit, use these tips to raise your scores & increase your buying power.

"Big Brother" is Watching YOU! New (BAD) Legislation Coming Your Way
Well, it seems that with everything you do right, there's always someone else doing it wrong, do it badly, or doing it illegally. Enter Big Brother... the well-intentioned leglislator who wants to get re-elected by passing a law that protects the innocent from bad people or from their own stupidity.

Flipping Is Illegal !!
Oh No! All this time you've been telling me I could make a killing buying & selling (flipping) houses and now you?re telling me it's illegal, Ron?

The Three-to-Five-Year Holding Plan (Military Strategy)
The issue at hand is whether buying real estate and having to sell it within three to five years would in fact be enough time to recoup and actually make a profit, while at the same time ensuring that when they did sell they would be relatively comfortable in knowing that they indeed would make a fair profit for taking the supposed risk.

A Single's Game of Real Estate
Getting Started in Your Twenties

This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, "Should I consider buying a home, condo/town-home or some other type of real estate that I can call my own?"

Understanding the Mortgage Loan Market
The mortgage business is a complicated and ever-changing industry. It is important that you understand how the mortgage market works and how the lenders make their profit. In doing so, you will gain an appreciation of loan programs and why certain loans are offered by certain lenders.

Mortgage Broker vs. Mortgage Banker
Many consumers assume that “mortgage companies” are banks that lend their own money. In fact, a company that you deal with may be either a mortgage banker or a mortgage broker.

Which Mortgage Should I Choose?
Key Questions to Ask Yourself and Lenders When Shopping for a Mortgage!

Twenty Terms You Must Know and Understand Before You Sign Off On Your Mortgage!
To ensure that you have complete confidence during your home loan process, invest a moment to read this report and become familiar with the concepts and terms you’ll encounter.

Secrets Lenders Don’t Want You to Know!
The right or wrong decision when signing your home mortgage can mean thousands of dollars difference in interest paid. There are very important considerations to evaluate before you commit to a 15 or 30 year note.

The Nine Most Common Mistakes to Avoid When Obtaining a Home Mortgage!
You are about to make what will most likely be the largest transaction of your life: your home mortgage. Unfortunately, many homebuyers do not take the time to research some of the little but weighty intricacies of mortgages.

Easing the Transition to Your New Home
Tips to help you make a smooth move into your new home.

How Much Home Do I Qualify For?
Buying a home in today’s marketplace is a bit intimidating. And your new home purchase is likely to be one of the most important decisions you’ve ever had to make.

How to Buy Your First Home....the Easy Way!
Avoid the 10 Most Common, Painful, Frustrating Mistakes First-Time Home Buyers Make

5 Secrets to Buying the Best House for Your Money
Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible.

What is Escrow?
The Escrow Process - Both buyer and seller deserve the assurance that no funds or property will change hands until all of the instructions in the Purchase Contract have been satisfied.

The Most Common Mistakes People Make When Buying a Second Home
Some buyers will look back on their home-buying decision and smile. Others will not. The smart buyers smile because they learned from the mistakes of others.

I Have the Internet - Why Do I Need a Realtor When I Buy a Home?
The internet is great. Never before have home buyers been so empowered. With the internet it is possible to research homes in another town, compare prices, size, features, etc. without ever speaking to a real estate professional. If that’s the case, why should anyone ever use a Realtor to buy property?

Get Full Value with a Full Time Real Estate Professional
It probably doesn’t bother you that your waiter works part-time and is in school full time. Part-time store clerks are perfectly acceptable. On the other hand, you would probably think twice about a part-time surgeon or a part-time nuclear engineer.

Buying your first home? Here’s what you need to know
You’ve made the decision to make one of the largest investments you’ll ever make in your life-buying your first home. You’re excited, but at the same time anxious.

Five Powerful Buying Strategies
In a perfect world, it would be easy to always be objective and make rational decisions based on sound information. In reality, emotions and timing often have a big effect. Sometimes the best you can do is try to set the stage so that you minimize the subjective influences.

Buying Pre-Construction? Here’s Why A Real Estate Professional Should Represent You
It might not seem necessary to involve a real estate professional in a transaction where a buyer can deal directly with a builder. Think again! A real estate professional representing the buyer’s interests, can guide you along the right path, smooth the rough places and help ensure you make a decision you can live with (and in) for many years.

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